Kia Financing in Bay City, MI
The friendly and knowledgeable finance team at Thelen Kia is standing by to help you secure flexible and affordable Kia financing in Bay City, Michigan. With our competitive financing rates and flexible payment options, you can make your dream of owning a Kia vehicle a reality. Visit us today and talk to our experienced financing professionals about our manufacturer incentives, low-interest auto loans, and Kia leases. Regardless of your credit, we have low auto loan rates, customizable Kia financing options, and bad credit financing solutions to help you achieve your goals while staying within your budget. Feel free to reach out to our Kia financing specialists today if you have any questions!
(989) 686-7100
Finance Department
The Basic Components of an Auto Loan from Thelen Kia
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Find a Kia Model to Finance in Bay City, MI
Thelen Kia is excited to offer flexible financing options on the entire Kia lineup. Dive into our selection of SUVs with the Kia Sportage, Kia Sorento, or Kia Seltos. Each is meticulously designed and packed with advanced technology to deliver an unmatched driving experience. If you’re considering an electric vehicle, make sure to check out the Kia EV6 and Kia EV9, both offering impressive range and eco-friendly performance. For those seeking a family-friendly option, the Kia Carnival and Kia Telluride provide plenty of space, comfort, and safety features to accommodate your loved ones on any adventure. Swing by our Bay City, MI showroom today to take a test drive and learn more about our Kia financing specials!
Apply for Kia Financing at Thelen Kia
At Thelen Kia, our financing process is designed to be straightforward and stress-free. We understand that everyone's financing needs are different, which is why we provide a range of financing options to meet your unique needs. We work with a variety of local and national lending institutions to offer you the most customer-friendly rates and terms. What are you waiting for? Complete our short and secure online application to get pre-approved for Kia financing in Bay City, MI. For one-on-one assistance, please don’t hesitate to give our finance department a call!
Apply for Kia Financing


Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.